Last updated: July 24, 2026
financestool (“we”, “us”) operates this website. This policy explains what information we collect, how we use it, and the choices you have.
Information We Collect
Calculator inputs: All calculations run entirely in your browser. The numbers you enter into our calculators are never transmitted to or stored on our servers.
Usage data: Like most websites, we may collect standard technical information such as browser type, device type, pages visited, referring pages and approximate location (city level), via analytics services described below.
Contact information: If you contact us by email, we receive your email address and message content, which we use solely to respond to you.
Cookies & Analytics
We may use analytics services (such as Google Analytics and Microsoft Clarity) that set cookies to help us understand how visitors use the site — for example, which calculators are most useful. This data is aggregated and does not personally identify you.
Advertising
We may display advertising served by third parties, including Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this or other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings. For more information on how Google uses data, see How Google uses information from sites that use its services.
Downloads
Our Excel templates are served as static files. Downloading a template does not require an account and we do not collect personal information as part of the download.
Data Sharing
We do not sell your personal information. We share data only with the service providers described above (analytics, advertising) as necessary to operate the site, or where required by law.
Your Rights
Depending on your jurisdiction (including the EU/EEA under GDPR and California under CCPA), you may have rights to access, correct or delete personal data we hold about you, and to object to certain processing. To exercise these rights, contact us using the details on our Contact page.
Children
This site is intended for general audiences and is not directed at children under 13. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this policy from time to time. Changes will be posted on this page with an updated date.