This dollar-cost averaging (DCA) calculator estimates how a crypto position would grow if you invest a fixed amount at regular intervals. Enter your per-buy amount, number of buys, and the starting and ending prices.
How Dollar-Cost Averaging Works
DCA means investing a fixed dollar amount on a schedule regardless of price. When prices are low, your fixed amount buys more coins; when high, fewer. Over time this smooths out volatility and removes the pressure of timing the market. This tool assumes the price moves steadily from your start price to your end price across the buys.
Worked Example
Investing $100 across 12 buys while the price climbs from $100 to $200, you accumulate more coins early (when cheap) than late, ending with a lower average cost than the simple midpoint — and your final value reflects every coin at the ending price.
Why People Use DCA
- Removes timing risk: you never commit everything at a single price.
- Lower average cost than a lump sum in a volatile or falling-then-rising market.
- Discipline: automatic, emotion-free investing.
Real markets do not move in a straight line, so treat this as an illustration of the DCA effect rather than a precise prediction.